

These features include, but are not limited to, retirement planning, brokerage accounts, education accounts, insurance, stocks, bonds and mutual funds. PNC Investments: PNC Investing tools include many features for you no matter where you are on your investing journey.Credit Cards: PNC Bank offers a variety of personal credit cards with offer features such as cash back, low rates, rewards and travel.


Interest rates depend on your balance, the type of checking account you have and whether your qualify for Relationship Rates. PNC Bank offers a Premier Money Market Account that is also part of your Virtual Wallet.
PNC VIRTUAL WALLET REVIEW 2015 PRO
If you open a Virtual Wallet Checking Pro account, which includes Reserve, Growth and Spend accounts, then you qualify for a competitive APY.

You can add a Reserve or Growth account to your Virtual Wallet for savings. Reserve and Growth account APYs will vary depending on which type of Spend account you have and whether you qualify for Relationship Rates, which involve minimum balances and/or direct deposits. PNC Bank also has the PNC High Yield Savings account has earned this ranking for many reasons.
PNC VIRTUAL WALLET REVIEW 2015 PLUS
A combined $25,000 in all PNC accounts, including investment accounts.Įach of these accounts includes free access to PNC’s network of over 60,000 free ATMs, plus reimbursement of other banks ATM fees, up to $5 per statement period for Spend, up to $10 for Performance Spend and up to $20 for Performance Select.$5,000 monthly balance in Spend + Reserve.You must have at least one of the following qualifications for this account to avoid paying the $25 monthly fee. Performance Select: An option for customers who can maintain a combined average monthly balance of at least $5,000 in this account and up to eight eligible linked PNC accounts.$1,000 for WorkPlace Banking or Military Banking customers.Performance Spend: You must have at least one of the following qualifications for this account to avoid paying the $15 monthly fee.If you don’t meet one of these requirements, your monthly service charge is $7. Spend: You must have a $500 monthly direct deposit into your Spend account, have a monthly balance of at least $500 in Spend + Reserve or be over age 62.The checking account would be the Spend portion of the wallet, of which there are three levels. The basis of the Virtual Wallet is Spend, Reserve and Growth.
